If you exhausted all of your personal injury protection benefits after your auto accident, ask a car accident attorney for help. PIP pays a specific amount of your medical expenses after an accident. However, PIP won't cover other expenses if you exhaust it. An attorney can help you find the means to pay for your additional medical care. Learn more about PIP and how you can find the help you need below.
What Should You Know About PIP?
The majority of states require drivers to obtain and carry personal injury protection coverage, or PIP. PIP is a no-fault insurance coverage that pays a certain amount or percentage of your medical bills after an auto accident, even if someone else is at fault for your injuries. Although PIP can be helpful in some cases, it may not be a good thing in the long run. Once your PIP coverage runs out, your insurance company can refuse to pay for your current and future medical expenses.
The lack of medical coverage can leave you and your family in a financial bind, especially if you require ongoing medical care from a specialist. Specialty care, such as chiropractic treatments, can be expensive. If you don't possess the means to receive the care you need, your health may decline even more.
A car accident attorney can help find the means to pay for your current and ongoing medical treatments.
How Can You Find the Help You Need?
The first thing a car accident attorney must do is locate the other driver in your accident. Even if the other driver has PIP coverage, they may still be responsible for your medical expenses and auto repairs. An attorney will need to file a separate insurance claim with the driver's insurance company to obtain the benefits you need.
The other driver's insurance provider may attempt to blame the accident on you. However, an auto accident attorney can use police reports, eyewitnesses, and other means to prove you didn't cause your accident. If you received emergency medical treatment at the scene of your accident, a lawyer can retrieve documentation of your care from the paramedics who treated you.
After an attorney retrieves or finds the evidence they need, they'll present it to the at-fault driver's insurance company. If the insurance company refuses to honor your claim, a lawyer may file a personal injury case against it.
For more information about PIP or how to obtain help for your medical expenses, call an attorney today. For more information, contact a company like Gayheart & Willis P.C.