Even if no one was hurt, getting in a car accident can be pretty scary. However, you should avoid panicking. If you keep your cool and take the right steps, things will go a lot smoother. Here are five things you should do after getting in a car accident.
Exchange Information With the Other Driver
Whether the accident was your fault or not, you should exchange information with the other driver. It might be awkward at first, but it is something you have to do. Make sure to get the other driver's name, address, phone number, driver's license number and insurance information. When you talk to the other driver, do not apologize for anything. For example, if you tell the driver that you are sorry for running a stop light, you will admit guilt and may be held liable.
If your car was damaged from the accident, you should take photos. Taking photos of the damage your car endured will help the insurance adjuster decide how much compensation you need. If you were injured in the accident, you should also take photos of your injuries. This will provide evidence if you have to file a personal injury lawsuit. Make sure to take pictures from several angles.
Contact the Police
Even if there are no major injuries, you should still call the police as soon as possible. The police have to make a report of the accident, so be sure to tell them all of the details. Your insurance company may request this police report if you file a claim.
Talk to Your Insurance Company
When you get home, you should call your insurance company and tell them about the accident. Be honest about everything and do not leave any details out. If your insurance company finds out that you were not honest about something, you may get denied coverage for the accident.
Hire an Auto Accident Lawyer
If someone was hurt during the car accident, you should think about hiring an auto accident lawyer. An experienced car accident attorney will help you get the compensation you deserve if you were injured. If the accident was your fault, he can defend you in court. Many auto accident lawyers offer free consultations, so you have nothing to lose.
A car accident is nerve-wracking, but you can get through it. If you follow these helpful tips, things will be a lot easier. For more information, contact Gibbs and Parnell or a similar firm.